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Questions

• Is financing or payment plans available?

• Do you take Medicaid / Medicare?

• Is my first visit covered by my insurance?

• What diagnosis code will be used for my first visit?

• What if my insurance will not cover infertility codes?

• Can I call with questions regarding billing?

• Are medication discounts available?

Q. Is financing or payment plans available?

For patients who don't have insurance that covers some or all portions of fertility treatment, and those who prefer to cover the cost another way, a number of payment and financing options are available.

Self-Pay: A patient simply pays directly for fertility treatment and other associated charges. Patient discounts are available. We do welcome a wide range of credit cards (Master Charge, Visa, Discover, American Express).

Financing: We have partnered with HealthOne Financial for patient financing services.

Health One Financial is a leader in providing patient financing services for all types of medical procedures and equipment. Health One was founded on the premise that not all patients can afford the elective surgery or medical procedure that they desire. Health One works with patients of all credit types, allowing them to attain the necessary financing required to make their procedure affordable. Below are some of the program features:

• 6 months truly interest free financing-on a case by case basis.
• 1% cash back on expenditures
• 24 hour a day customer support through our Health One Financial
• No Annual Fee
• Co-applicant option- patient can list best credit first

Q. Do you take Medicaid / Medicare?

We are not a provider for Medicaid (Molina, Caresource, MD Wise, Harmony, Managed Health Services, Gateway) or Medicare.

Q. Is my first visit covered by my insurance?

It depends on what your insurance covers and the diagnosis that the doctor assigns your visit. You can ask the doctor at your appointment time what your visit will be coded as.

Q. What diagnosis code will be used for my first visit?

If you have been treated for infertility before it could be 628.9, which is an infertility code.

Q. What if my insurance will not cover infertility codes?

The doctor will determine what codes are to be used. We cannot by law change the code so that your insurance company will pay if you are not receiving that treatment.

Q. Can I call with questions regarding billing?

Yes, call our office at (937) 395-8444 and choose the billing prompt. We are always here to help you with your questions.

Q. Are medication discounts available?

Kettering Reproductive Medicine is dedicated to providing the best service and quality of care to all its patients seeking fertility treatments. Medication is a vital piece of a patient's treatment, and our doctors and nurses understand that some patient's insurance plans may not cover the cost of their medications. To help our patients obtain the necessary medication that is right for their course of treatment, Kettering Reproductive Medicine participates in programs that provide medication discounts.

Fertility Assist 2 is a program designed to help cash-paying patients who may require a second IVF treatment cycle. Fertility Assist 2 offers savings up to $500 on Gonal-f® when you fill your prescriptions through Freedom Fertility Pharmacy^TM. To learn more about this program, please visit Paying for Treatment or call 1-866-538-7879.